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Consolidating mutiple car loans into one

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A loan with a longer term may have a lower monthly payment, but it can also significantly increase how much you pay over the life of the loan.

View the Total Cost of Borrowing Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.

Here are some things to keep in mind if you want to combine two car loans into one.

As with any loan consolidation, the main goal with combining car payments is to make payments simpler to manage.

Consolidating allows you to merge multiple eligible loans into a single loan.

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Federal student loan borrowers have the option of consolidating their loans via the Direct Consolidation Loan program offered by the U. That loan is then serviced by the servicer of your choosing – of which Nelnet is one!

Whether it is fees for payments over the phone, stamps for checks you need to send or fees for electronic payments, reducing the number of accounts you have and the number of payments you need to make can save you money every month!

*Interest payments will be reduced if your refinance APR is lower than the APR on the debt you are consolidating, and the term of your refinance is less than or equal to the remaining term of your existing higher interest obligation.

student loan is subject to completion of a loan application/consumer credit agreement, verification of application information, credit qualification, and a benefit to borrower determination.

I’ve been approved by a lender for up to ,500 on a new car.